Top Extras. Increased benefits from 1 January 2025


  • Health aids. You’ll be able to claim 80% of the cost of CPAP masks (up to your annual $100 sublimit under Health aids).
  • Physio. Your physio benefits will increase. Your benefit for initial consultations will be $60 (up from $53). Benefits on subsequent consultations will also increase to $54 (up from $48).
  • Chiro. Benefits for initial consultations will increase to $49 (up from $45). You’ll also get more when claiming on subsequent consultations, increasing to $39 (from $35).
  • Osteo. You’ll get more back from osteo claims with initial consultations up from $45 to $49 and subsequent consultants also increasing from $35 to $39.
  • Occupational therapy. Benefits will increase from $45 to $55 for initial consultants and from $40 to $50 for subsequent consultations.
  • Dietetics. You’ll get more back on all consultations (up to $55 from $52).
  • Speech therapy. You’ll get more benefits when claiming speech therapy, with great increases to benefits. You’ll be able to claim $60 for an initial consultation (up from $42) and $55 for subsequent consultations (up from $37.
  • Swedish massage. Benefits will increase from $25 to $30.
  • Myotherapy. Increased benefits up to $40 for initial consultations (up from $35) and $35 for subsequent consultations (currently $30).
  • Dental. You’ll also be receiving increases across the board to several dental services. We’ve listed them out for your below.


Item codeItem descriptionCurrent benefitBenefit from 1 January 2025Benefit increase
X017Consultation by referral - extended (30 mins or more), includes examination$82$86$4
X213Treatment of acute periodontal infection - per appointment$55$56$1
X314Sectional removal of a tooth or part(s) thereof$148$151$3
X455Additional visit for irrigation and/or dressing of root canal system - per tooth$84$89$5
X522Adhesive restoration - two surfaces - anterior tooth - direct$103$107$4
X613Full crown - non-metallic - indirect$750$782$32
X615Full crown - veneered - indirect$750$782$32
X643Bridge pontic - indirect - per pontic$600$614$14
X661Fitting if implant abutment - pre abutment$200$294$94
X721Partial maxillary denture - resin base$300$342$42
X722Partial maxillary denture - resin base$300$342$42
X965Occlusal appliance$200$245$45