Smart Extras. Increased benefits from 1 January 2025


  • Health Aids. You’ll be able to claim 80% of the cost of CPAP masks (up to your annual $100 sublimit under Health Aids).
  • Physio. Your physio benefits will increase. Your benefit for initial consultations will be $50 (up from $45). Benefits on subsequent consultations will also increase to $45 (up from $40).
  • Chiro. Benefits for initial consultations will increase to $43  (up from $40). You’ll also get more when claiming on subsequent consultations, increasing to $33 (from $30).
  • Osteo. You’ll get more back from osteo claims with initial consultations up from $40 to $43 and subsequent consultations also increasing from $30 to $33.
  • Occupational Therapy. Benefits will increase from $38 to $45 for initial consultants and from $33 to $40 for subsequent consultations.
  • Dietetics. You’ll get more back on all consultations (up to $45 from $43).
  • Speech Therapy. You’ll get more benefits when claiming speech therapy, with great increases to benefits. You’ll be able to claim $45 for an initial consultation (up from $37) and $40 for subsequent consultations (up from $32).
  • Swedish Massage. Benefits will increase from $15 to $20.
  • Remedial Massage. Benefits will increase from $30 to $35.
  • Myotherapy. Increased benefits up to $30 for initial consultations (up from $25) and $25 for subsequent consultations (currently $20).
  • Acupuncture. Benefits will increase $3 for both initial and ongoing visits (from $25 to $28 and $30 to $33 respectively).
  • Dental. You’ll also be receiving increases across the board to several dental services. We’ve listed them out for your below.


Item codeItem descriptionCurrent benefitBenefit from 1 January 2025Benefit increase
X017Treatment of acute periodontal infection - per appointment$74$78$4
X314Sectional removal of a tooth or parts(s) thereof$134$137$3
X324Surgical removal of a tooth or toother fragment requiring both removal of bone and tooth division$250$262$12
X455Additional visit for irrigation and/or dressing of root canal system - per tooth$76$80$4
X522Adhesive restoration - two surfaces - anterior tooth - direct$93$97$4
X523Adhesive restoration - three surfaces - anterior tooth - direct$108$109$1
X532Adhesive restoration - two surfaces - posterior tooth - direct$104$105$1
X613Full crown - non-metallic - indirect$600$660$60
X615Full crown - veneered - indirect$600$660$60
X643Bridge pontic - indirect - per pontic$480$508$28
X661Fitting of implant abutment - per abutment$160$254$94
X721Partial maxillary denture - resin base$240$291$51
X722Partial maxillary denture - resin base$240$291$51
X965Occlusal appliance$160$209$49