Extras cover. Your path to a fitter, more active you.

Extras cover. Your path to a fitter, more active you.

Having great Extras cover can really pay dividends when it comes to being proactive about your health and wellbeing. It’s like having a savings account that you can call on when it comes to self-care.

Great eyes. Great teeth. Great ears.

Being able to plan for regular check-ups to keep your teeth and eyes in great shape means you’re ahead of the curve when it comes to keeping your health in tip-top shape. Extras cover supports you to stay well be giving you the freedom to book and plan ahead … without having to worry so much about the cost. And once you’ve got a family to take care of, it becomes even more important.

At RT Health we pride ourselves on our Extras cover options. There really is something for everyone. Plus, our members can save even more by using our network of preferred providers for your dental and optical needs.

We have agreements with dental and optical providers. This makes things easier for you knowing there’ll be a reduced out of pocket (in most cases) when you visit our list of providers.

There’s all listed under ‘the ‘Heath Services’ tab on our website. You’ll find them listed under dental providers and optical providers.

And remember, you have access to HCF’s network of Eyecare and Dental Centres, if there’s one near you.

But if you have a provider you’ve come to know and trust, you’ll still be covered. RT Health will still provide benefits for claimable services from any registered dental or optical providers in Australia.

Hearing aids are also an important item for many Aussies. Extras cover provides that helping hand when it comes to claiming the cost of these vital aids. Your Extras cover also helps cover the cost of your audiology consultations. 

Get paid for going to the gym

Well, not really. But we do give you a helping hand by paying benefits under ‘Health Improvement ‘towards your gym membership (as long as you're covered by your Extras). 

If your gym is a registered fitness provider, you’ve filled in the special ‘Gym benefits authorisation and claim’ form (this is separate from the usual claim form) and have had it signed by your doctor or healthcare provider, you’ll get a benefit to pay towards your gym membership.

And, you can claim one every year by following the same process. How cool!

Specialist therapies when you need them

There’s nothing worse than living with pain. Specialist therapy treatments like chiro and physio can go a long way to providing relief. And if you’ve got Extras cover, you know you won’t need to foot the whole bill at your appointments.

Specialist therapies also includes access to services like occupational therapy, dietetics, osteopathy, podiatry, speech therapy and eye therapy (orthoptics). 

So, depending on your level of cover, you’ll get some financial support in getting treatments when you need them.

Need a massage?

Alternative therapies are also included in the benefits paid on most Extras covers. That means you’ll get a benefit when you receive a remedial massage treatment (from a registered provider). 

Acupuncture (so many people swear by it), Chinese herbalism and myotherapy may also be covered.

Mental health support

Many people don’t realise that psychology is covered by Extras (depending on the level of cover you choose). There are generous benefits under most RT Health’s Extras covers to provide members with access to great mental health support.  

A helping hand with medicines

We all know that sometimes prescribed pharmaceuticals can cost a lot. That’s why it’s great to know that you may be covered for some of those high-cost items that have been prescribed for you.

We’ll pay a benefit on your script costs on non-PBS items (after you’ve paid the PBS patient co-payment amount of $31.60). The amount you get back will depend on your level of cover.

Nonetheless, it’s a great way your Extras cover support you to stay well.

(You’ll also need an Official Pharmacy Receipt when you submit your claim, so don’t forget to remind your pharmacist you need one).

 You can read more about claiming prescriptions and medications here. 

Health Aids and Services

There’s much, much more that’s covered by your Extras, so it’s worth doing a deep dive into your Cover Guide to see what you’re covered for. 

You’ll need a referral letter from your healthcare provider to claim on benefits listed under Health Aids on your Cover Guide. 

We’ve listed a few things here that you might not know you’re covered for by your Extras cover (these may depend on your level of cover).

  • Custom orthotics
  • Blood glucose monitors, blood pressure monitors
  • Compression garments (not sporting wear)
  • BPAP and CPAP machines
  • Wheelchairs, crutches.


Questions?

Being empowered to use your Extras cover to support your general health and wellbeing is an important aspect of private health cover. 

That’s why we’re with you every step of the way. If you have a question, just give us a call. We’d be happy to help.