Refer a Friend Terms and Conditions

These Terms and Conditions apply to the RT Health "Refer A Friend" offer ("Offer). This Offer and these Terms and Conditions are issued by RT Health, which is a division of The Hospitals Contribution Fund of Australia Limited (ACN 000 026 746) ("RT Health"). By participating in the Offer, you agree to be bound by these Terms and Conditions.

The Offer commences on 20 March 2025 and closes on 20 May 2025 (“Offer Period”).

Who can refer?

This offer is only available to existing financial members of RT Health, that is, holders of RT Heath branded policies who have no arrears on premium contributions. 

What types of referrals are eligible to receive an eGift card?

This offer is available to existing members of RT Health and applies to referrals where:

  • the referred new member joins RT Health on their own policy before 20 May 2025 on combined Hospital & Extras cover; and
  • the referred new member must mention the “full name of the referring member” when applying to RT Health for cover. For each qualifying referral, once the referred new member has reached 60 days of continuous paid membership, each of the referring member and the referred new member will be eligible to receive one eGift card each to the value of $150, provided the referring member also continues to be a financial member of RT Health.

Who does this offer not apply to?

This offer will not apply to a referral where the new membership:

  • Is an Hospital only cover.
  • Is an Ambulance only cover.
  • Is an Extras only cover.
  • Is created by splitting an existing family or couples membership into separate single memberships.
  • Covers person/s as the 'main member' or 'spouse' who were members of RT Health within the previous 12 months.
  • Joins on an existing policy or upgraded policy where at least one adult was already a member of RT Health.

How many eGift cards can I get?

There is no limit on how many new members can be referred. For each qualifying referral, the existing member responsible for the referral will receive one eGift card subject to the continuous financial membership requirements noted above.

When will I receive my eGift card?

eGift cards are sent by the end of the first full week of every month. You will be sent your eGift card once the referral has qualified (60 days continuous paid membership) and provided you continue to be a financial member of RT Health.

What else do I need to know?

  • eGift card conditions and exclusions also apply. For full T&Cs visit eGift codes | Blackhawk Network
  • RT Health reserves the right to vary or withdraw this offer at any time by amending these terms on the website but without affecting the rights of any referrals prior to the variation.