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Health insurance for hardworking Aussies

We're for people just like you. Hard workers and everyday Aussies who want more from their health cover. We've got your back with award winning service and more than 130 years of experience.
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Member Benefits

We’re always looking for ways for you to get the most out of your membership. Take a look at the range of exclusive offers available to RT Health members.

Why RT Health?

Highly Rated

Named a ProductReview.com.au Award Winner in Health insurance three years running with a consistent rating of 4.9/5 stars.

130+ Years Strong

As Australia’s first registered health fund we have been looking after hardworking Aussies since 1889.

People Before Profits

As a proud mutual and not-for-profit organisation, we're here for our members, not shareholders.

RT Health Insurance

Australia's first registered health fund

A few years back, just as we merged with HCF, we released a special video to showcase our long and proud history. 

Featuring historical photos and content, the video tells the story of RT Health. It touches on the health of the first colony of NSW and how enterprising railway workers in Sydney started the Railway & Transport hospital fund in 1889. Our story also meanders through the effects of the Spanish Flu, two world wars, a booming membership in the 1940s and 50s, government changes to healthcare legislation, right through to our merger with HCF, Australia's largest not-for-profit health fund, on 1 November 2021.

Image courtesy of NSW State Archives